Ohio Insurance Laws and Regulations Practice Exam

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Prepare for the Ohio Insurance Laws Exam. Study with comprehensive materials, including flashcards and quizzes. Each question is detailed with explanations. Set yourself up for success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

A life insurance applicant in Ohio may backdate the application for up to ___ months.

The correct answer is: 3

In the state of Ohio, an individual applying for life insurance has the option to backdate their application up to three months. This means that they may request for the date of their policy to be set after the actual application date, allowing for retroactive coverage. Options A, C, and D are incorrect as they do not align with the specific time frame allowed in Ohio. It is important to note that backdating insurance policies should be approached with caution as it may affect premium costs and policy start dates.