Ohio Insurance Laws and Regulations Practice Exam

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Prepare for the Ohio Insurance Laws Exam. Study with comprehensive materials, including flashcards and quizzes. Each question is detailed with explanations. Set yourself up for success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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In Ohio, legal action can be taken for up to how many years against an insurer for failure to pay health insurance claims after proof of loss was submitted?

1 year
2 years
3 years
5 years

The correct answer is: 3 years

Incorrect options - Option A: 1 year is too short of a time frame for legal action to be taken against an insurer, as it may not leave enough time for investigations or appeals to be made. -Option B: 2 years is longer than 1 year, but still may not be enough for thorough legal action to be taken and resolved. - Option D: 5 years is significantly longer than the correct answer of 3 years, and it is unlikely that an insurer would have that much time to deny or resolve a claim before legal action could be taken.