Ohio Insurance Laws and Regulations Practice Exam

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Prepare for the Ohio Insurance Laws Exam. Study with comprehensive materials, including flashcards and quizzes. Each question is detailed with explanations. Set yourself up for success!

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Proof of loss on a health insurance claim must be submitted to an insurer within how many days after the insured's date of loss?

The correct answer is: 90

The correct answer is that proof of loss on a health insurance claim must be submitted to an insurer within 90 days after the insured's date of loss. This timeframe allows for a reasonable amount of time for the insured to gather all necessary documents and submit their claim to the insurer. Choosing options B, C, or D would result in a delay in submitting the claim, potentially causing complications and delay in receiving reimbursement. Option B of 60 days is incorrect as it gives the insured less time to submit their proof of loss. Option C of 30 days is incorrect as it does not give the insured enough time to gather all necessary documents and submit their claim. Option D of 120 days is incorrect as it gives the insured too much time, which could potentially result in fraud or the insured forgetting to submit their claim altogether.