Ohio Insurance Laws and Regulations Practice Exam

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Prepare for the Ohio Insurance Laws Exam. Study with comprehensive materials, including flashcards and quizzes. Each question is detailed with explanations. Set yourself up for success!

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When is an agent license NOT required?

Selling insurance
Referring insurance
Consulting on insurance
Managing insurance claims

The correct answer is: Referring insurance

An agent license is not required when an individual is merely referring insurance to a client or customer. However, a license is required when selling insurance, consulting on insurance, or managing insurance claims. Referring insurance is simply directing someone to an insurance company or agent, rather than actually engaging in the sale or consulting of insurance products. Therefore, an agent license is not necessary for this type of activity.